Your Trusted Foreclosure Lawyers in Franklin, TN
Davidson County Automatic Stay Attorney Helps You to Keep Your Tennessee Home
Have you lost your job, fallen behind on your mortgage payments and become desperate for legal advice that can return your Tennessee family to a sound financial footing?
Are you losing sleep over the possibility that your home may be taken away from you in foreclosure?
The debt relief solutions you are seeking can be found in federal bankruptcy protection – and I am the Memphis bankruptcy lawyer who can fully explain all of your options. I am the lawyer who begins his hard work by telling you: "You are going to be okay."
I'm Lynda Jones. My Nashville law office offers experienced, compassionate, reliable representation. I show you how Chapter 7 or Chapter 13 bankruptcy protection can keep you in your home, protect your car or truck from repossession, keep your paycheck safe from wage garnishment and eliminate creditor harassment that makes your life miserable.
If you have received a notice of foreclosure, you should speak with an attorney as soon as possible. Until the house is sold at auction, you will have the opportunity to file for bankruptcy and put a stop to the proceedings. Don't lose your house without taking action first. You do not have to surrender the home you worked so hard to afford, simply because a lender says you do. You can fight back — and I'll fight right alongside you. I have more than 21 years of experience helping clients deal with bankruptcy, foreclosure and debt.
When you file for Chapter 7 or Chapter 13 bankruptcy, the judge immediately issues an automatic stay, which is an order telling all of your creditors to halt their efforts at collections. This includes the bank's effort to foreclose on your house. When the foreclosure action has been halted, you can do whatever needs to be done to catch up on your mortgage payments.
You cannot discharge your mortgage debt — you will have to pay for the house so long as you continue to own it. But you can discharge other debts and restructure your payment plans, allowing you to catch up on your back payments.